PaperHammer Blog https://paperhammer.app/blog Practical guides for independent contractors on getting paid on time, dispute letters, late fees, small claims court, and what to do when a client goes silent. en-US Mon, 15 Jun 2026 13:45:13 GMT <![CDATA[Demand Letter When a Client Files a Chargeback on Your Invoice]]> https://paperhammer.app/blog/client-chargeback-unpaid-invoice-demand-letter https://paperhammer.app/blog/client-chargeback-unpaid-invoice-demand-letter Mon, 15 Jun 2026 00:00:00 GMT <![CDATA[Demand Letter for Unpaid Wages as an Independent Contractor]]> https://paperhammer.app/blog/independent-contractor-unpaid-wages-demand-letter https://paperhammer.app/blog/independent-contractor-unpaid-wages-demand-letter Sat, 13 Jun 2026 00:00:00 GMT <![CDATA[Cease and Desist Letter for Unpaid Wages as a 1099 Contractor]]> https://paperhammer.app/blog/what-to-do-when-client-refuses-to-pay-invoice https://paperhammer.app/blog/what-to-do-when-client-refuses-to-pay-invoice Thu, 11 Jun 2026 00:00:00 GMT <![CDATA[How to Write a Personal Guarantee Clause to Protect Your Invoices]]> https://paperhammer.app/blog/personal-guarantee-clause-unpaid-invoices https://paperhammer.app/blog/personal-guarantee-clause-unpaid-invoices Tue, 09 Jun 2026 00:00:00 GMT <![CDATA[How to Write a Past-Due Invoice Reminder Email (With Templates)]]> https://paperhammer.app/blog/past-due-invoice-reminder-email-templates https://paperhammer.app/blog/past-due-invoice-reminder-email-templates Sun, 07 Jun 2026 00:00:00 GMT <![CDATA[How to Write a Payment Plan Agreement for Overdue Invoices]]> https://paperhammer.app/blog/payment-plan-agreement-overdue-invoice https://paperhammer.app/blog/payment-plan-agreement-overdue-invoice Fri, 05 Jun 2026 00:00:00 GMT <![CDATA[How to Write a Collections Escalation Timeline for Unpaid Invoices]]> https://paperhammer.app/blog/unpaid-invoice-collections-escalation-timeline https://paperhammer.app/blog/unpaid-invoice-collections-escalation-timeline Wed, 03 Jun 2026 00:00:00 GMT <![CDATA[How to Write a Cease and Desist Letter for Unpaid Creative Work]]> https://paperhammer.app/blog/cease-and-desist-letter-unpaid-creative-services https://paperhammer.app/blog/cease-and-desist-letter-unpaid-creative-services Mon, 01 Jun 2026 00:00:00 GMT <![CDATA[How to Use a Mechanic's Lien (or Equivalent) to Force Payment]]> https://paperhammer.app/blog/mechanic-lien-freelancer-unpaid-invoice https://paperhammer.app/blog/mechanic-lien-freelancer-unpaid-invoice Mon, 01 Jun 2026 00:00:00 GMT <![CDATA[How to Report a Client to a Credit Bureau for an Unpaid Invoice]]> https://paperhammer.app/blog/report-client-credit-bureau-unpaid-invoice https://paperhammer.app/blog/report-client-credit-bureau-unpaid-invoice Sun, 31 May 2026 00:00:00 GMT <![CDATA[Demand Letter for Unpaid Services When You Have No Contract]]> https://paperhammer.app/blog/demand-letter-unpaid-invoice-no-contract https://paperhammer.app/blog/demand-letter-unpaid-invoice-no-contract Fri, 29 May 2026 00:00:00 GMT <![CDATA[How to Send a Formal Notice Before Suing a Client]]> https://paperhammer.app/blog/formal-notice-client-before-legal-action https://paperhammer.app/blog/formal-notice-client-before-legal-action Wed, 27 May 2026 00:00:00 GMT <![CDATA[How to Write a Contract That Protects You From Unpaid Invoices]]> https://paperhammer.app/blog/freelance-contract-protect-unpaid-invoices https://paperhammer.app/blog/freelance-contract-protect-unpaid-invoices Mon, 25 May 2026 00:00:00 GMT <![CDATA[How to Charge Late Fees on Overdue Invoices (And Collect Them)]]> https://paperhammer.app/blog/how-to-charge-late-fees-overdue-invoices https://paperhammer.app/blog/how-to-charge-late-fees-overdue-invoices Sat, 23 May 2026 00:00:00 GMT <![CDATA[What to Do When a Client Goes Silent After an Invoice]]> https://paperhammer.app/blog/client-ghosting-unpaid-invoice https://paperhammer.app/blog/client-ghosting-unpaid-invoice Thu, 21 May 2026 00:00:00 GMT <![CDATA[What to Do When a Client Pays Only Part of Your Invoice]]> https://paperhammer.app/blog/client-partial-payment-unpaid-invoice https://paperhammer.app/blog/client-partial-payment-unpaid-invoice Tue, 19 May 2026 00:00:00 GMT <![CDATA[What to Do When a Client Disputes an Invoice After the Job]]> https://paperhammer.app/blog/client-disputes-invoice-after-work-completed https://paperhammer.app/blog/client-disputes-invoice-after-work-completed Sun, 17 May 2026 00:00:00 GMT <![CDATA[How to Write a Demand Letter for an Unpaid Invoice]]> https://paperhammer.app/blog/demand-letter-unpaid-invoice https://paperhammer.app/blog/demand-letter-unpaid-invoice Fri, 15 May 2026 00:00:00 GMT <![CDATA[How to Sue a Client in Small Claims Court for an Unpaid Invoice]]> https://paperhammer.app/blog/how-to-sue-client-small-claims-court-unpaid-invoice https://paperhammer.app/blog/how-to-sue-client-small-claims-court-unpaid-invoice Wed, 13 May 2026 00:00:00 GMT <![CDATA[How to Write an Invoice Dispute Letter That Gets You Paid]]> https://paperhammer.app/blog/how-to-write-an-invoice-dispute-letter https://paperhammer.app/blog/how-to-write-an-invoice-dispute-letter Tue, 12 May 2026 00:00:00 GMT